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/Sounds like "kohn" (as in "coat") + "heh" (as in "help") + "LAH" (as in "lava") + "doh" (as in "door")/

Meaning

A stingy, tight-fisted person who hates spending money in Panama. The 'congelado' (literally 'frozen') always has an excuse when the bill arrives, conveniently broke, suddenly distracted, or mysteriously disappeared to the bathroom at the exact right moment.

Examples

Don't invite Rodrigo, he's a tightwad who never pays.

He played dumb when they split the bill.

Regional synonyms
Bandera de México
Ser codo
Bandera de Perú
Raspa

The involuntary yelp of pain when you burn yourself on something hot. In Ecuador and Peru, "arrarray" comes from Quechua and is the pure reflex that escapes before your brain finishes processing what just happened. It is wired into Andean culture and heard daily in kitchens across both countries.