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/Sounds like "GAHR" (as in "garden") + "kah" (as in "car")/

Meaning

A cheating, scamming person who screws you over without the slightest remorse or guilt. In Argentina, garca is the insult reserved for someone who played you, exploited your trust, and walked away laughing.

Examples

Don't buy from that garca, he'll sell you something fake.

The mechanic turned out to be a garca and charged me double.

Word family
Regional synonyms
Bandera de Puerto Rico
Bandera de República Dominicana
Bandera de Venezuela
Desgraciao

In Colombia, to chicken out at the last moment and fail to follow through on something promised or planned. It describes whoever loses their nerve right when it's time to act, after saying they would.