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/Sounds like "ah" (as in "art") + "gah" (as in "garden") + "RRAH" + "doh" (as in "door")/

Meaning

A cheapskate who will not let go of money no matter what. The agarrado always has an excuse not to pay and conveniently goes blank when the check arrives.

Examples

Stop being cheap and chip in for the pizza already.

He is so tight with money that he washes disposable cups to reuse them.

To get something by pure dumb luck and no skill in Mexico. If something "te sale de churro," it worked out by accident, not because you knew what you were doing.