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/Sounds like "ehs" (as in "egg") + "TAHR" (as in "tar") + "KOHN" (as in "coat") + "EHL" (as in "egg") + "AH" (as in "art") + "gwah" (as in "Guam") + "AHL" (as in "art") + "KWEH" (as in "quest") + "yoh" (as in "yoke")/

Meaning

To be in an extremely difficult and urgent situation, on the verge of being overwhelmed by accumulated problems, debts, or pressures. The image of someone who can barely keep their head above water.

Examples

She is drowning in debt and has no idea how to get out.

The company is in dire straits and needs investment urgently.

A quick cosmetic touch-up to make something look better without changing it deeply. It applies to people freshening up before going out and to houses getting a new coat of paint, any surface-level glow-up counts.